Products and Services
Deposits
- Checking Plans
- Savings Plans
- Money Market Accounts
- 1+1 Accounts
- Certificates of Deposit
- Retirement Plan Accounts
- UCB Privileges Program
Loans & Credit
Online Accounts
Personal Online Banking
Other Account Logins
Retirement Plan Accounts
We offer both Traditional Individual Retirement Account (IRA) and Roth IRA for you and your family. Choose an account type from the following that most suit your retirement needs:
Retirement Accounts
- CD with terms of 12 months and 18 months to choose from*
- Low opening balance requirement: $250
- All CDs will be automatically renewed for the same term upon maturity
- Options to receive quarterly CD statements as official account records
*For information about annual maximum contribution to a Traditional IRA and/or ROTH IRA, please consult your tax advisor.
Retirement CD Accounts
- Terms that range from 1 month to 60 months to choose from
- Low opening balance requirement: $500
- Higher rates with higher balances with four flexible balance tiers of $500, $10,000+, $50,000+ and $100,000+
- All CDs will be automatically renewed for the same term upon maturity
- Options to receive quarterly CD statements as official account records
Savings IRA
- Various savings plans to choose from
- Flexibility in managing your retirement funds
We also offer various types of business retirement plans with tax-deferred benefits for you and your employees:
- Simplified Employee Pension Plan (SEP)
- Money Purchase Plan
- Profit Sharing Plan
For details on tax-related issues, please consult your tax advisor.
For a complete description of our banking products and services, including information concerning rates, fees, balance computation methods, and compounding and crediting of interest, please contact us.